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Review each plan’s maximum benefit amounts, coverages, and benefits, then select the best plan for you. All items listed in these charts are subject to terms, conditions, limitations and exclusions. Please see the plan documents for complete details.

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Basic Plan
Not Eligible
Deluxe Plan
Not Eligible
Deluxe+ Plan
Not Eligible
Please Note: Plan benefits and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state.
Coverage For Your Arrangements - Maximum Benefit Amounts
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Trip Cancellation Trip Cost Trip Cost Trip Cost
Trip Interruption 150% of Trip Cost 150% of Trip Cost 150% of Trip Cost
Missed Connection $750 $1500 $1500
Travel Delay $1,000 $4,200 $4,200
Per Day Maximum Limit $200 $300 $300
Required minimum delay time 12 Hours 12 Hours 12 Hours
Cancel For Any Reason Not Included Not Included 75% of Non-Refundable Trip Cost
(Time sensitive provision applies)
Coverage For You - Maximum Benefit Amounts
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Medical Expense / Emergency Evacuation      
Accident & Sickness Medical Expense $50,000 $50,000 $50,000
Emergency Dental Expense $750 $750 $750
Emergency Medical Evacuation, Medical Repatriation and Return of Remains $500,000 $500,000 $500,000
24 Hour Travel Assistance Services (Non-Insurance Service)
Accidental Death & Dismemberment      
24 Hour Coverage during Trip $25,000 $25,000 $25,000
Coverage For Your Belongings - Maximum Benefit Amounts
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Baggage & Personal Effects $1,000 $1,500 $1,500
Baggage Delay $500 $750 $750
Per Day Maximum Limit $250 $250 $250
Required minimum delay time 24 Hours 24 Hours 24 Hours
Coverage For Your Travel Arrangements – Benefit Provisions
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Trip Cancellation or Trip Interruption Due to:      
Sickness, Injury or Death
A Pre-Existing Medical Condition
Time sensitive provision to purchase plan Within 21 days of
the date your initial
trip deposit is received
Within 21 days of
the date your initial
trip deposit is received
Within 21 days of
the date your initial
trip deposit is received
Common Carrier Cessation of Services      
Unannounced strike
Mechanical breakdown
Inclement weather
Residence or destination made uninhabitable by fire, flood, or natural disaster
Workplace rendered unsuitable for business due to fire, flood, or natural disaster
Involuntary termination of employment
1 year continuous employment

1 year continuous employment

1 year continuous employment
Permanent transfer of employment
Being hijacked, quarantined or jury duty
Traffic accident while en route to departure
Bankruptcy or default of a travel provider
(other than the Travel Supplier from whom You purchased Your Travel Arrangements)
Time sensitive provision to purchase plan Within 21 days of
the date your initial
trip deposit is received
Within 21 days of
the date your initial
trip deposit is received
Within 21 days of
the date your initial
trip deposit is received
A Terrorist Incident
Documented theft of passports or visas
Military personnel called to emergency duty for a national disaster
Revocation of previously granted military leave
(due to war)

(due to war)

(due to war)
Your normal pregnancy as long as the pregnancy occurs after Your plan effective date
Attending a Family Member's childbirth as long as the pregnancy occurs after Your plan effective date
Trip Cancellation reimburses:      
Prepaid, forfeited, non-refundable trip payments or deposits for Travel Arrangements
Charges incurred due to changes in the per person occupancy rate when a Traveling Companion or Family Member cancels due to a covered reason
Trip Interruption reimburses:      
Prepaid, unused non-refundable land or water Travel Arrangements
Additional transportation costs to join/rejoin the trip or transport You to Your originally scheduled return destination
Charges incurred due to changes in the per person occupancy rate when a Traveling Companion or Family Member interrupts due to a covered reason
Missed Connection Due to:      
Any Common Carrier Delay
A documented weather condition preventing you from getting to your point of departure
Quarantine, hijacking, strike, natural disaster, terrorism or riot
Missed Connection reimburses:      
Prepaid expenses for unused land or water Travel Arrangements
Additional transportation cost to join the trip
Travel Delay Due to:      
Common Carrier Delay
Lost/stolen passports, travel documents or money
Quarantine, hijacking, strike, natural disaster, terrorism or riot
Travel Delay reimburses:      
Additional meal and accommodation expenses
Local transportation expenses
Coverage For You – Benefit Provisions
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Accident & Sickness Medical Expense due to:      
Injury or Sickness occurring during the trip
Pre-Existing Medical Conditions
Time sensitive provision to purchase plan Within 21 days of
the date your initial
trip deposit is received
Within 21 days of
the date your initial
trip deposit is received
Within 21 days of
the date your initial
trip deposit is received
Accident & Sickness Medical Expense reimburses:      
On a Primary or Excess Basis Excess Excess Primary
Services of a physician, prescription drugs, therapeutic services
Emergency dental expenses
(subject to a lower limit)
Hospital services
Ambulance transportation to and/or from a hospital
Medical Evacuation due to:      
Acute or life threatening sickness or injury when appropriate care is not available in the immediate area
Medical Evacuation reimburses:      
Transportation expenses to return an unattended dependent home due to your hospitalization (under 18)
(More than 7 days)

(More than 7 days)

(More than 7 days)
Transportation expenses for a bedside visit when traveling alone and hospitalized
(More than 7 days)

(More than 7 days)

(More than 7 days)
Medically required transportation expenses to a Hospital for care and treatment or home
Return of Remains due to:      
Death occurring during a trip
Transportation and preparation expenses for return of remains home
Coverage For Your Belongings – Benefit Provisions
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Baggage and Personal Effects due to:      
Loss, theft or damage
Baggage & Personal Effects reimburses:      
Cost to replace clothing and other personal articles
Cost to replace lost/stolen passports or visas
($100 Max)

($100 Max)

($100 Max)
Combined maximum for loss to jewelry, furs, cameras & their accessories, etc. $600 $600 $600
Per Article Maximum Limit $300 $300 $300
Baggage Delay
Baggage Delay reimburses:      
The cost of reasonable additional clothing and personal articles purchased during the delay
Non Insurance Services Disclaimer
Plan Basic Plan Deluxe Plan Deluxe+ Plan
Non-insurance service fees included in total cost See Consumer Disclosures.
https://www.tripmate.com/doc/menu/Consumer.pdf
See Consumer Disclosures.
https://www.tripmate.com/doc/menu/Consumer.pdf
See Consumer Disclosures.
https://www.tripmate.com/doc/menu/Consumer.pdf
Basic Plan
Deluxe Plan
Deluxe+ Plan