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Review each plan’s maximum benefit amounts, coverages, and benefits, then select the best plan for you. All items listed in these charts are subject to terms, conditions, limitations and exclusions. Please see the plan documents for complete details.
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Please Note: Plan benefits and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state. | |||
Coverage For Your Arrangements - Maximum Benefit Amounts | |||
Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
Trip Cancellation | Trip Cost | Trip Cost | Trip Cost |
Trip Interruption | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost |
Missed Connection | $750 | $1500 | $1500 |
Travel Delay | $1,000 | $4,200 | $4,200 |
Per Day Maximum Limit | $200 | $300 | $300 |
Required minimum delay time | 12 Hours | 12 Hours | 12 Hours |
Cancel For Any Reason | Not Included | Not Included |
75% of Non-Refundable Trip Cost (Time sensitive provision applies) |
Coverage For You - Maximum Benefit Amounts | |||
Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
Medical Expense / Emergency Evacuation | |||
Accident & Sickness Medical Expense | $50,000 | $50,000 | $50,000 |
Emergency Dental Expense | $750 | $750 | $750 |
Emergency Medical Evacuation, Medical Repatriation and Return of Remains | $500,000 | $500,000 | $500,000 |
24 Hour Travel Assistance Services (Non-Insurance Service) | |||
Accidental Death & Dismemberment | |||
24 Hour Coverage during Trip | $25,000 | $25,000 | $25,000 |
Coverage For Your Belongings - Maximum Benefit Amounts | |||
Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
Baggage & Personal Effects | $1,000 | $1,500 | $1,500 |
Baggage Delay | $500 | $750 | $750 |
Per Day Maximum Limit | $250 | $250 | $250 |
Required minimum delay time | 24 Hours | 24 Hours | 24 Hours |
Coverage For Your Travel Arrangements – Benefit Provisions | |||
Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
Trip Cancellation or Trip Interruption Due to: | |||
Sickness, Injury or Death | |||
A Pre-Existing Medical Condition | |||
Time sensitive provision to purchase plan |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Common Carrier Cessation of Services | |||
Unannounced strike | |||
Mechanical breakdown | |||
Inclement weather | |||
Residence or destination made uninhabitable by fire, flood, or natural disaster | |||
Workplace rendered unsuitable for business due to fire, flood, or natural disaster | |||
Involuntary termination of employment |
1 year continuous employment |
1 year continuous employment |
1 year continuous employment |
Permanent transfer of employment | |||
Being hijacked, quarantined or jury duty | |||
Traffic accident while en route to departure | |||
Bankruptcy or default of a travel provider (other than the Travel Supplier from whom You purchased Your Travel Arrangements) |
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Time sensitive provision to purchase plan |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
A Terrorist Incident | |||
Documented theft of passports or visas | |||
Military personnel called to emergency duty for a national disaster | |||
Revocation of previously granted military leave |
(due to war) |
(due to war) |
(due to war) |
Your normal pregnancy as long as the pregnancy occurs after Your plan effective date | |||
Attending a Family Member's childbirth as long as the pregnancy occurs after Your plan effective date | |||
Trip Cancellation reimburses: | |||
Prepaid, forfeited, non-refundable trip payments or deposits for Travel Arrangements | |||
Charges incurred due to changes in the per person occupancy rate when a Traveling Companion or Family Member cancels due to a covered reason | |||
Trip Interruption reimburses: | |||
Prepaid, unused non-refundable land or water Travel Arrangements | |||
Additional transportation costs to join/rejoin the trip or transport You to Your originally scheduled return destination | |||
Charges incurred due to changes in the per person occupancy rate when a Traveling Companion or Family Member interrupts due to a covered reason | |||
Missed Connection Due to: | |||
Any Common Carrier Delay | |||
A documented weather condition preventing you from getting to your point of departure | |||
Quarantine, hijacking, strike, natural disaster, terrorism or riot | |||
Missed Connection reimburses: | |||
Prepaid expenses for unused land or water Travel Arrangements | |||
Additional transportation cost to join the trip | |||
Travel Delay Due to: | |||
Common Carrier Delay | |||
Lost/stolen passports, travel documents or money | |||
Quarantine, hijacking, strike, natural disaster, terrorism or riot | |||
Travel Delay reimburses: | |||
Additional meal and accommodation expenses | |||
Local transportation expenses | |||
Coverage For You – Benefit Provisions | |||
Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
Accident & Sickness Medical Expense due to: | |||
Injury or Sickness occurring during the trip | |||
Pre-Existing Medical Conditions | |||
Time sensitive provision to purchase plan |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Within 21 days of the date your initial trip deposit is received |
Accident & Sickness Medical Expense reimburses: | |||
On a Primary or Excess Basis | Excess | Excess | Primary |
Services of a physician, prescription drugs, therapeutic services | |||
Emergency dental expenses (subject to a lower limit) |
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Hospital services | |||
Ambulance transportation to and/or from a hospital | |||
Medical Evacuation due to: | |||
Acute or life threatening sickness or injury when appropriate care is not available in the immediate area | |||
Medical Evacuation reimburses: | |||
Transportation expenses to return an unattended dependent home due to your hospitalization (under 18) |
(More than 7 days) |
(More than 7 days) |
(More than 7 days) |
Transportation expenses for a bedside visit when traveling alone and hospitalized |
(More than 7 days) |
(More than 7 days) |
(More than 7 days) |
Medically required transportation expenses to a Hospital for care and treatment or home | |||
Return of Remains due to: | |||
Death occurring during a trip | |||
Transportation and preparation expenses for return of remains home | |||
Coverage For Your Belongings – Benefit Provisions | |||
Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
Baggage and Personal Effects due to: | |||
Loss, theft or damage | |||
Baggage & Personal Effects reimburses: | |||
Cost to replace clothing and other personal articles | |||
Cost to replace lost/stolen passports or visas |
($100 Max) |
($100 Max) |
($100 Max) |
Combined maximum for loss to jewelry, furs, cameras & their accessories, etc. | $600 | $600 | $600 |
Per Article Maximum Limit | $300 | $300 | $300 |
Baggage Delay | |||
Baggage Delay reimburses: | |||
The cost of reasonable additional clothing and personal articles purchased during the delay | |||
Non Insurance Services Disclaimer | |||
Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
Non-insurance service fees included in total cost |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
Basic Plan
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Deluxe Plan
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Deluxe+ Plan
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