Compare Plans
Review each plan’s maximum benefit amounts, coverages, and benefits, then select the best plan for you. All items listed in these charts are subject to terms, conditions, limitations and exclusions. Please see the plan documents for complete details.
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| Please Note: Plan benefits and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state. | |||
| Coverage For Your Arrangements – Benefit Limits | |||
| Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
| Trip Cancellation | Trip Cost | Trip Cost | Trip Cost |
| Trip Interruption | 150% of Trip Cost | 150% of Trip Cost | 150% of Trip Cost |
| Missed Connection | $750 | $1500 | $1,500 |
| Travel Delay | $1,000 | ||
| Travel Delay | $200 | $4,200 | $4,200 |
| Per Day Maximum Limit | 12 Hours | $300 | $300 |
| Cancel For Any Reason | Not Included | Not Included | 75% of Non-Refundable Trip Cost |
| Coverage For Your Arrangements - Maximum Benefit Amounts | |||
| Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
| Trip Cancellation | Trip Cost | ||
| Trip Interruption | 150% of Trip Cost | ||
| Missed Connection | $750 | ||
| Travel Delay | $1,000 | ||
| Per Day Maximum Limit | $200 | ||
| Required minimum delay time | 12 Hours | ||
| Cancel For Any Reason | Not Included | ||
| Coverage For You – Benefit Limits | |||
| Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
| Medical Expense / Emergency Evacuation | |||
| Accident & Sickness Medical Expense | $50,000 | $50,000 | $50,000 |
| Emergency Dental Expense | $750 | $750 | $750 |
| Emergency Medical Evacuation, Medical Repatriation and Return of Remains | $500,000 | $500,000 | $500,000 |
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24 Hour Travel Assistance Services (Non-Insurance Service) |
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| Accidental Death & Dismemberment | |||
| 24 Hour Coverage during Trip | $25,000 | $25,000 | $25,000 |
| Coverage For Your Travel Arrangements – Benefit Provisions | |||
| Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
| Program Cancellation or Interruption Due to: | |||
| Sickness, Injury or Death | |||
| A Pre-Existing Medical Condition | |||
| Common Carrier Delay: | |||
| Unannounced strike | |||
| Mechanical breakdown | |||
| Bad weather | |||
| Residence or destination made uninhabitable by fire, flood, or natural disaster | |||
| Workplace rendered unsuitable for business | |||
| Involuntary termination of employment |
1 year continuous employment |
1 year continuous employment |
1 year continuous employment |
| Permanent transfer of employment | |||
| Being hijacked, quarantined or jury duty | |||
| Traffic accident while en route to departure | |||
| Bankruptcy or default of a travel provider | |||
| Required time period for purchase |
Within 21 days of initial trip deposit |
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| Required time period for bankruptcy/default |
Within 21 days of initial trip deposit |
Within 21 days of initial trip deposit |
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| A Terrorist Incident | |||
| Prepaid expenses for unused land or water Travel Arrangements | |||
| Military personnel called to emergency duty for a national disaster |
(due to war) |
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| Your normal pregnancy as long as the pregnancy occurs after Your effective date | |||
| Attending a Family Member’s childbirth if pregnancy occurs after your effective date | |||
| Program Cancellation reimburses: | |||
| Prepaid, forfeited, non-refundable trip payments or deposits | |||
| Trip Interruption reimburses: | |||
| Prepaid, unused non-refundable program arrangements | |||
| Additional airfare expense to return home, or to join/rejoin the trip | |||
| Single Occupancy Upgrade charges incurred due to a covered reason | |||
| Missed Connection Due to: | |||
| Any Common Carrier Delay | |||
| Missed Connection reimburses: | |||
| Additional transportation cost to join the trip | |||
| Unused portion of the prepaid expenses for covered land or water program arrangements | |||
| Travel Delay Due to: | |||
| Common Carrier Delay | |||
| Lost/stolen passports, travel documents or money | |||
| Quarantine, hijacking, strike, natural disaster, terrorism or riot | |||
| Additional meal and accommodation expenses | |||
| Local transportation expenses | |||
| Coverage For You – Benefit Provisions | |||
| Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
| Accident & Sickness Medical Expense due to: | |||
| Injury or Sickness occurring during the trip | |||
| Pre-Existing Medical Conditions | |||
| Required time period for purchase |
Within 21 days of initial Trip Deposit |
Within 21 days of initial Trip Deposit |
Within 21 days of initial Trip Deposit |
| Accident & Sickness Medical Expense reimburses: | |||
| On a Primary or Excess Basis |
Excess (On trip expenses) |
Primary (On trip expenses) |
Primary (On trip expenses) |
| Services of a physician, prescription drugs, therapeutic services | |||
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Emergency dental expenses (subject to a lower limit) |
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| Hospital services | |||
| Ambulance transportation to and/or from a hospital | |||
| Medical Evacuation due to: | |||
| Acute or life threatening sickness or injury when appropriate care is not available in the immediate area | |||
| Medical Evacuation reimburses: | |||
| Medically required transportation expenses to a Hospital for care and treatment or home | |||
| Transportation expenses to return an unattended dependent home due to a hospitalization |
(More than 7 days) |
(More than 7 days) |
(More than 7 days) |
| Transportation expenses for a bedside visit when hospitalized |
(More than 7 days) |
(More than 7 days) |
(More than 7 days) |
| Return of Remains due to: | |||
| Death occurring during a trip | |||
| Transportation and preparation expenses for return of remains home | |||
| Coverage For Your Belongings – Benefit Provisions | |||
| Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
| Baggage and Personal Effects due to: | |||
| Loss, theft or damage | |||
| Baggage & Personal Effects reimburses: | |||
| Cost to replace clothing and other personal articles | |||
| Cost to replace lost/stolen passports or visas | |||
| Combined maximum for loss to jewelry, furs, cameras & accessories, etc. | $600 | $600 | $600 |
| Per Article Maximum Limit | $300 | $300 | $300 |
| Baggage Delay due to: | |||
| Misdirection by a Common Carrier | |||
| Baggage Delay reimburses: | |||
| The cost of reasonable additional clothing and personal articles purchased during the delay | |||
| Non Insurance Services Disclaimer | |||
| Plan | Basic Plan | Deluxe Plan | Deluxe+ Plan |
| Non-insurance service fees included in total cost |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
See Consumer Disclosures. https://www.tripmate.com/doc/menu/Consumer.pdf |
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Basic Plan
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Deluxe Plan
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Deluxe+ Plan
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